Many people like to get their cars modified according to their style. But they forget that it will affect the insurance of the car. If you want to do any kind of modification in your car , then you should also know that a modified car is not much safer than a normal car. The insurance company mostly rejects the insurance claim for the modified car.
When you buy a car, details from every part of the car to the paint are noted, if you modify any part like color or engine, then the insurance claim of the car can be rejected. That is, with the company version car, if you make any external changes later and there is an accident, then there may be a problem in claiming the insurance.
Insurance company can reject the claim
Insurance companies believe that drivers are generally careless on the road. Also, the cost of upgraded or replacement parts can be higher than the car itself.
Engine Modification: To increase the performance of the car, people make changes to the engine again and again. Due to these changes, the vehicle starts running at a higher speed than the normal speed, due to which an accident can also happen.
Paint: If you get the paint changed in your car, then it is very important to inform your car insurance provider first.
Wheel Modification: If you change the wheels of your car, then it affects the mileage of your car.
You will not be able to claim for insurance of the car after modifications have been done to the car interior brakes and suspension.
Note that if you are getting any modification done for any reason then inform your insurance provider. Apart from the modifications done due to some specific reason, the insurance claim of the car can be rejected.
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