Can UPI Lite be used abroad? Learn here the answers to all the questions

Recently, the government has increased the limit of UPI Lite from 200 to 500. But now the question arises whether UPI Lite can be used abroad as well? Let's know...

Other countries are also adopting India's popular digital payment service, UPI. The use of UPI has been approved from Sri Lanka to Dubai, France. Actually, the Government of India wants to spread the country's payment service UPI worldwide so that Indians do not face any problem while traveling abroad. This will not only increase the use of UPI, but India's economy will also benefit. Meanwhile, RBI has increased the limit of UPI's offline feature UPI Lite from 200 to 500. After which now millions of UPI users across the country can make payments up to 500 without internet. But now the question arises whether UPI Lite can be used abroad as well? Let us know the answers to all the questions related to UPI and UPI Lite…

Question: What is the difference between UPI and UPI Lite?

Answer: In UPI where you need 6 digit pin for transaction. Whereas, with UPI Lite, you can transfer money without internet. However, you can only transfer money using UPI Lite.

Question: In which countries can UPI be used?

Answer: The use of Indian UPI has now been approved in 17 countries including France, Dubai, Singapore, Bhutan, Nepal, Oman, Malaysia, Thailand, Philippines, Vietnam, Cambodia, Hong Kong.

Question: Can UPI Lite be used abroad?

Answer: Presently only UPI has been approved abroad. The use of UPI Lite is not yet approved abroad. The reason for this may be the limit of UPI Lite. Its monthly limit is still very less.

Question: What is the limit of UPI Lite?

Answer: By the way, RBI has increased the limit of UPI Lite. Earlier people could do transactions up to Rs 200, which has now been increased to Rs 500. Whereas, monthly you can do transactions up to Rs.2000 only.

Question: How will the payment be done abroad?

Answer: It is very easy to make payment abroad through UPI. First of all download any UPI app. After this link your bank account with it as we do in India. After linking the bank account, you have to enter the details of the receiver in the app like bank account number, IBAN and BIC. You will get a message when the payment is completed.

Question: If you are NRI then make payment like this

Answer: Download any UPI app. Link your NRE or NRO account with the app. You will also have to enter your Indian account number and bank details. You can make payment after the account is linked.