There is post office facility in almost every village, locality and town of India. These post offices not only do the work of delivering letters and parcels to the people, but also provide many banking services to the common people. Perhaps this is the reason why post office saving schemes are very popular among the people of villages and small towns. Now the government has changed some rules related to the savings account of the post office, about which it is important for you to know.
The Department of Economic Affairs, which comes under the Ministry of Finance, had recently brought out an e-Gazette notification. In this notification, the government had implemented the 'Post Office Savings Account (Amendment) Scheme: 2023'. Due to this, the rules related to the savings account opened in the post office have changed.
change in rules
Now all the post offices of the country will get the facility of investment in savings account according to this new scheme. The biggest change in this savings account has been made regarding the joint account. Till now only 2 people could become partners in the joint savings account of the post office. According to the new rules, 3 partners can also jointly open a joint account.
Not only this, the government has also changed the rules for withdrawing money from the savings account of the post office. Now people have to fill 'Form-3' instead of 'Form-2' to withdraw money from their account. Even in this, if the amount of withdrawal from the account is not less than Rs.50, then it will be mandatory to show the passbook at the counter. Without showing the passbook, the person will face difficulty in withdrawing money from the account.
Will get interest like banks
On opening a savings account in the post office, you will get the same interest as in normal banks. Now these accounts will get interest at the rate of 4% per annum. The calculation will be done on the balance from 10th to the last day of the month.
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