Injured in train accident, will get Rs 2 lakh for treatment, know how

Rail Travel Insurance: If a train accident occurs during a rail journey, is compensation available only in case of death? Or even if you suffer a minor injury, you get money for treatment. Know what are the rules of insurance in rail travel.

Train is the main mode of travel for a large population of India. Even though the flight fares have now reduced. But today crores of people travel by Indian Railways every day. Many of you may also know that there is insurance on your train ticket. If you die during the journey. So your nominee gets compensation from the insurance company. But what will happen in that situation when you get injured in a train accident? So will you get the benefit of insurance? If yes then how? Let us tell you.

Actually, when you book a train ticket, your ticket is insured for any emergency. After booking the online ticket, you receive an email. Which contains details of insurance. Let us know in what form and how much compensation is received.

Facility of Rs 2 lakh in case of injury

If you get injured or suffer an injury during travel, the insurance company bears the expenses of your treatment. When an injured person is admitted to the hospital, the insurance company pays the amount of up to Rs 2 lakh required for his treatment. Whereas if a person is partially disabled then this amount increases to Rs 7.5 lakh. Indian Railways makes people aware about these facilities from time to time.

This is how you get Rs 10 lakh

Whereas if a person becomes completely disabled in a train accident during the journey, then in that case a compensation of Rs 10 lakh is given. In such a situation, if you want the benefit of insurance, then you have to click on an option while booking the ticket. In this it has to be stated that yes, I want the facility of insurance. While booking the ticket, you should fill the details of your nominee. If you do not do this then you may face difficulty in getting compensation.

What happens when you die

This is a matter of minor injury and serious injury. But if a person dies in a train accident, how much money will he get? If someone dies due to an accident or disaster during the journey, the family of the victim gets a compensation of Rs 10 lakh. In this condition also, it is necessary to fill the details of the nominee to avail the compensation facility. If you do not do this, it becomes difficult for the family to get compensation after your demise. Let us tell you that this facility is for travel only. Meaning when the station from which you start the journey and where it ends. This facility will not be available in case of any disaster after your last station.