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With the country's budget coming on February 1, there will be many more important changes. There will be many important changes in the price of domestic gas cylinder, discount on SBI home loan and discount on special FD of Punjab and Sindh Bank.
February month of the year is very important. The country's budget is presented on the first of this month. Also, many changes also take place on the first date of this day. Something similar is going to happen this time too. With the presentation of the budget on the first of the year, there may be a change in the prices of domestic gas cylinders. Apart from this, changes can also be seen in new NPS withdrawal rules and Instant Payment Service (IMPS) limit. Let us also tell you what other changes apart from the budget can be seen from February 1.
These changes will take place on February 1st
IMPS Money Transfer Rules: From February 1, users will soon be able to transfer money through IMPS by just adding the receiver's mobile number and bank name. According to National Payments Corporation of India (NPCI), there is no need to add beneficiary and IFSC code is also not required. NPCI circular dated October 31, 2023 states that all members are requested to take note and comply with the same to initiate and accept fund transfers through mobile number + bank name on all IMPS channels by January 31, 2024 .
NPS Withdrawal Rules: The PFRDA circular dated January 12, 2024 states that customers can make partial withdrawal for purposes like higher education, marriage, purchase of residential house and medical expenditure. According to the circular issued by PFRDA on January 12, 2024, this master circular will be effective from February 01, 2024.
The first gold bond of 2024 will launch: The first gold bond of 2024, SGB Series 2023-24 Series IV will open for subscription on February 12, 2024. According to the RBI notification, the subscription window is from 12 to 16 February 2024. The bonds will be issued on 21 February 2024.
SBI Home Loan Discount: SBI is offering home loan discount of up to 65 basis points to eligible customers. The last date for processing fees and home loan concessions is January 31, 2024.
Punjab & Sindh Bank Special FD: Punjab & Sindh Bank's '444 Day' Special FD will expire on January 31, 2024. Investors are getting a return of 7.40 percent in this FD. If anyone has not invested in this scheme then he can invest before February 1.
Fastag will be blacklisted: National Highways Authority of India (NHAI) has announced that after January 31, it will deactivate those Fastags whose KYC has not been completed. No matter how much balance they have.
Change in cylinder price: On the other hand, oil marketing companies change the prices of domestic and commercial gas cylinders on the first of the month. However, there has been no change in the prices of domestic gas cylinders for the last several months. But changes may be seen in the price of commercial gas cylinders.
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