HDFC has discontinued these 3 health insurance policies, you will not suffer any loss like this

The country's leading general insurance company HDFC Ergo has discontinued its 3 health insurance plans. If you have also taken this policy, then this is going to affect you.

HDFC Ergo, a general insurance company owned by the country's largest private bank HDFC Bank, has withdrawn 3 major health insurance plans from the market. Check, have you also taken this health insurance policy? If yes, then what effect is the closure of these policies going to have on you?

The health insurance policies which HDFC Ergo has discontinued or rather withdrawn from the market. They are different variants of 'My: Health Suraksha' plans. In such a situation, for those customers who already have this policy, what will change while renewing the policy? Let us tell…

These variants of the policy have been discontinued

HDFC ERGO's 'My: Health Suraksha' policy currently has many variants in the market. Now the company has withdrawn the plans of 'Gold', 'Platinum' and 'Silver' variants. This will now affect those customers who already have this policy. Now when he goes to renew it, some changes may be seen in the rules. However, these plans will remain active till the renewal date of the policy.

Customers will not suffer losses like this

According to the news of ET, the company says that those customers whose policy is to be renewed on or after August 7, 2024, can shift to the company's new health insurance plan HDFC Ergo Optima Restore Plan.

The company has also made it clear that if any customer has received any bonus on the three policies which have been discontinued, then there will be no loss on shifting them to the new policy. Their bonus will be transferred at the time of renewal of the new policy.

Not only this, customers will continue to get access to all those hospitals which they were getting under their previous policy. While the features of these policies are almost the same, there is not expected to be much impact on the premium of the customers.

HDFC Ergo has not given any reason for discontinuing these policies.